RV and Camper Insurance – Protect Your Home on Wheels

Hitting the open road in your RV or camper is all about freedom—whether you’re exploring Pennsylvania’s state parks, cruising to Lake Erie, or crossing into Ohio for a weekend getaway. But just like your home and your car, your RV needs insurance that’s built for the way you use it.



At Rodgers & Co Insurance, we provide RV and camper insurance tailored to your travel style—whether it’s a full-time motorhome or a pop-up camper for the occasional family trip.

Hit the Road Safely with RV Insurance

An RV is more than just a vehicle—it’s part home, part travel companion. That means it needs more than standard auto insurance to be fully protected. With an RV policy, you get coverage for both driving and living in your RV, so you’re prepared no matter where the road takes you.

What RV Insurance Covers

A well-rounded RV insurance policy can include:

  • Liability Coverage

    Pays if you cause injury or property damage while driving your RV.

  • Collision Coverage

    Repairs or replaces your RV after an accident.

  • Comprehensive Coverage

    Covers non-collision damage from theft, fire, storms, or animal strikes.

  • Personal Belongings Coverage

    Protects your gear, electronics, clothing, and other contents inside your RV.

  • Vacation Liability

    Covers you if someone is injured or property is damaged while you’re parked and using your RV as a residence.

  • Emergency Expense Coverage

     Pays for lodging and transportation if your RV is damaged during a trip.

  • Roadside Assistance for RVs

    Towing and service designed for larger vehicles.

Learn more about Auto Insurance › if you tow a camper or travel trailer.

Types of RVs and Campers We Insure

We provide coverage for a wide range of recreational vehicles, including:

  • Class A Motorhomes

    Large, bus-style RVs for extended travel or full-time living

  • Class B Motorhomes

    Compact camper vans

  • Class C Motorhomes

     Mid-sized RVs with sleeping space over the cab

  • Fifth-Wheel Trailers

    Towable RVs for trucks with a fifth-wheel hitch

  • Travel Trailers

    Towable behind standard vehicles

  • Pop-Up Campers

    Lightweight and collapsible campers

  • Toy Haulers

    RVs with space for motorcycles, ATVs, or other gear

Part-Time vs. Full-Time RVer

If you’re a weekend camper, you’ll need a recreational-use policy. But if you live in your RV year-round, a full-timer’s policy adds features similar to homeowners insurance, including personal liability coverage when your RV is parked.



Rodgers & Co can help you choose the right type of policy for how you use your RV.

Want more tips? Visit our How to Save on Car Insurance ›

Bundle and Save

Many RV owners save money by bundling their RV coverage with other policies like homeowners insurance or auto insurance. You may also get discounts for RV safety courses, anti-theft devices, or claims-free history.

FAQs About RV & Camper Insurance

  • Do I need special insurance for my RV in Pennsylvania?

    Yes—if it’s a motorhome, you’ll need separate RV insurance. If it’s a towable camper, your auto policy may cover it while towing, but you’ll need a separate policy for theft or damage when parked.

  • Will my homeowners insurance cover my belongings in the RV?

    Not usually. You’ll want an RV policy with personal property coverage to protect items inside your RV.

  • Can I get liability coverage for my camper when it’s parked at a campground?

    Yes—vacation liability covers you while your RV is being used as a residence.

Get an RV or Camper Insurance Quote Today

Whether your RV is your weekend escape or your full-time home, Rodgers & Co can help protect it with coverage that fits your lifestyle.