Rodgers and Co Ins. Agency, Inc. is a trusted insurance agency in Ohio. We understand how important it is for our clients to have a clear understanding of their auto insurance. Today our focus is on the concept of \u2018Fault and No-Fault\u2019 in auto insurance.<\/p>\n
In ‘fault’ states like Ohio, the party that is found to be at fault for an auto accident is responsible for compensating the injured parties for their losses. This typically includes coverage for medical bills, property damage, and potentially for lost wages and pain and suffering.<\/p>\n
Contrary to ‘fault’ states, in a ‘no-fault’ state, drivers turn to their own auto insurance coverage to pay for certain damages, irrespective of who caused the accident. No-fault laws don\u2019t allow you to sue another driver unless \u2018serious\u2019 injuries are involved.<\/p>\n
As Ohio is a fault state, the driver who caused the accident has the responsibility to compensate any bodily injury or property damage. Therefore, it\u2019s crucial for Ohio drivers to hold sufficient liability insurance. If you\u2019re underinsured, you may have to pay out-of-pocket for the costs above your policy limits. The auto insurance experts at Rodgers and Co Ins. Agency, Inc.<\/a>, can guide you to make the right choices when it comes to choosing your coverage limits.<\/p>\n Understanding the difference between fault and no-fault can help you comprehend how insurance claims are dealt with after an accident. At Rodgers and Co Ins. Agency, Inc., we\u2019re always here to help you understand your coverage and find the auto insurance policy that fits your life and needs in Ohio. For more details or other car insurance-related queries, feel free to contact us<\/a>. <\/p>\n","protected":false},"excerpt":{"rendered":" Rodgers and Co Ins. Agency, Inc. is a trusted insurance agency in Ohio. We understand how important it is for our clients to have a clear understanding of their auto insurance. Today our focus is on the concept of \u2018Fault and No-Fault\u2019 in auto insurance. What is a Fault State? In ‘fault’ states like Ohio, […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[16,13,14,15,11],"class_list":["post-16","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-auto-insurance","tag-fault-state","tag-no-fault-state","tag-ohio","tag-rodgers-and-co-ins-agency"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.rodgers-co.com\/blog\/wp-json\/wp\/v2\/posts\/16","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.rodgers-co.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.rodgers-co.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.rodgers-co.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.rodgers-co.com\/blog\/wp-json\/wp\/v2\/comments?post=16"}],"version-history":[{"count":1,"href":"https:\/\/www.rodgers-co.com\/blog\/wp-json\/wp\/v2\/posts\/16\/revisions"}],"predecessor-version":[{"id":17,"href":"https:\/\/www.rodgers-co.com\/blog\/wp-json\/wp\/v2\/posts\/16\/revisions\/17"}],"wp:attachment":[{"href":"https:\/\/www.rodgers-co.com\/blog\/wp-json\/wp\/v2\/media?parent=16"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.rodgers-co.com\/blog\/wp-json\/wp\/v2\/categories?post=16"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.rodgers-co.com\/blog\/wp-json\/wp\/v2\/tags?post=16"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}